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Terms of Service

Introduction

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Welcome to Green Coast Financial LLC (GCF). By accessing and using our website, you agree to adhere to the terms and conditions outlined here. Please review these terms carefully. If you do not agree with any part of these terms, please refrain from using our website. For those who choose to continue, we aim to provide a valuable and informative experience. GCF reserves the right to make changes to our website or these terms as necessary. Continued use of the site after modifications constitutes acceptance of those changes. Note: Personal unsecured loan services are not available to residents of Pennsylvania.

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Definitions

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  • Debt-Free: This term refers to enrolled, unsecured debts that are addressed through our programs. Successful completion of the program may lead to debt resolution, but not all creditors participate, and the program is not available in all states.

  • Bankruptcy: If you are contemplating bankruptcy, please consult with a qualified bankruptcy attorney for professional advice.

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Interest Rates/APR for Loans

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The interest rate you receive is influenced by various factors, including your credit score, the amount of the loan, the loan term, and your credit history.

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Third-Party Advertising and Opt-Out

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We collaborate with third-party advertising companies to display ads when you visit our website. These companies may collect non-personally identifiable information about your visits to this and other websites to present advertisements tailored to your interests. For more details on this practice and to learn about your options to opt out of having this information used by these companies, please click here.

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Contact Us

If you have any additional questions or need further information, feel free to reach out to us.

The loans made available are not mortgage loans, are not originated or funded by Green Coast Financial LLC, and are not affiliated with the loan providers offering them. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change and may expire without notice. Other restrictions may apply. This advertisement is not a loan disclosure and all disclosures provided after applying should be reviewed carefully. This is not a commitment to provide a loan approval and/or a specific interest rate. GCF provides research and matching services to individuals interested in obtaining a consumer loan (a loan made to an individual for personal, family, household or investment purposes). GCF does not make credit decisions, fund loans, service loans, or offer any other similar loan services. Furthermore, GCF does not and cannot issue approvals or commitments on any lender’s behalf. Lenders that will require additional information from consumers in order to complete their loan application. GCF charges a consulting and advising fee to the consumer. Said fee is contingent upon the consumer finding a satisfactory lender from the list generated by GCF. Only upon accepting a loan is the consumer obligated to pay GCF from the exchange of funds between lender and consumer. The consumer makes the ultimate decision on whether to move forward with the application from a specific lender on the list provided by GCF, or not move forward at all. GCF does not charge the consumer any money up front and does not collect any money from the consumer unless the consumer successfully obtains a loan from a lender through the services provided by GCF. Personal Loans: Loan amounts vary from $10,000.00 to a maximum of $100,000 and carry a repayment period of 12 to 60 months. Not all lenders are capable of providing loans in the amount of $100,000. Your loan agreement will clearly identify the lender. APR/Interest rates will vary depending on individual lender terms. *Interest rates will vary and are based on lender terms. They range from 5%-35.36%. For example, with an A1 credit grade, consumer could receive a loan of $10,000 with an interest rate of 5% and a 1.11% origination fee of $111 for an APR of 5.74%. In this example, consumer will receive $9,889 in funds and will make monthly payments of $299.66 for 36 months. Your APR will be determined based on your credit at time of application. There is no down payment and there is never a prepayment penalty.

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(949) 202-5928 | support@greencoastfinancial.com
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